If you were to visit our home, you may be surprised by the way our family lives. It seems that every time I turn around, I see people around me who are just starting their careers and/or families and are already moving into their "dream home" - a home that my accomplished, hard-working, middle-class parents could only dream of in their retirement years. It seems that our Western culture screams, "You need bigger and newer, and you need it NOW." It is never fair to judge a book by it's cover; likewise, it's impossible to judge someone's "success" by the cars they drive and the home they live in. While you may live next door to a modest millionaire and never suspect it, you also may live next door to a mini-mansion with a 3 car garage filled with luxury SUVs that is all underwritten by crippling debt. People who know our family well are likely not thrown off by our very modest (at least in terms of dual-pharmacist income) home. Bu...